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The Roof Medics Reveals How To Avoid Insurance Claim Denials

Your roof is the first line of defense and the most overlooked aspect of any property. Most property owners think they can forget about maintaining their roofs and expect insurance companies to immediately pay a claim when they have a roof leak and some d

(EMAILWIRE.COM, August 02, 2010 ) Dallas, TX- “Your roof is your property’s most important exterior component. It is your first and last line of defense for protecting your largest investment,” said Nicholas Bryditzki, CEO and founder of The Roof Medics, a Cert-A-Roof contractor specializing in roof repair and roof restoration. “Being ‘Roof Smart’ will save property owners money, help get their insurance claims paid and extend the life of their roof.”

The 3 Biggest Steps to being Roof Smart and Insurance Safe

1. INSPECT: Just because you can’t see your roof or it looks good from the ground, does not mean there are not underlying roof issues. “Out of sight out of mind” says Bryditzki. “Every roof no matter of its construction, appearance or age is subject to deterioration. All roofs require ongoing inspections and maintenance.”

2. REPAIR and MAINTENANCE: Once a roof inspection has been performed, problem areas need to be immediately addressed. “Your roofs take a beating everyday, between the baking of the sun and rain, most roofs don’t stand a chance without repairs or maintenance.” Bryditzki added.

3. CLEAN: An often overlooked and the most simplistic part of any roof maintenance program, is keeping your roof free of debris. Accumulated debris retains moisture and contributes to the premature deterioration of any roofing membrane. It is best to keep your roof clean and always make sure your drains, scuppers and gutters are free from anything that can impede or stop drainage. Standing water is not only dangerous to the roof structure but adds to the deterioration of your roof. “Many property owners call saying they have a roof leak even after the rain has stopped, only to find out that their drains are plugged and the have Lake Michigan on their roof.” States Bryditzki.

Some property-insurance claims regarding roofs may even be disallowed if the property owner fails to conduct regular roof inspections and proper roof maintenance. “It is the insured's responsibility for maintaining their own property, which includes their roof”, says Mark Davis a 25-year veteran Farmers Insurance agent. “Insurance company's will not pay out on claims where there is normal wear & tear or neglect”. A good insurance policy is having a professional roof inspection, with a roof report along with all the documented repairs or maintenance.

Nicholas Bryditzki, The Roof Medic, is a certified roof inspector with the National Roof Certification and Inspection Association (NRCIA) and a certified roof inspector with HAAG Engineering (Commercial & Residential) plus, is a Cert-A-Roof certified roofing contractor. His company specializes in roof repair, roof maintenance and roof restoration. For more information visit www.costeffectiveroofing.com

Contact Information:
The Roof Medics LLC
Nicholas Bryditzki
Tel: 817-771-5631
Email us


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