(EMAILWIRE.COM, November 19, 2009 ) Philadelphia, PA - With the country still in the midst of recession and lending at a premium, more and more businesses are forced to cease trading due to a lack of traditional lending capabilities or options. If you’re one of the many frustrated business owners across the country who is struggling to secure financing, a financial solution from a company called HedgeLender LLC (based in Philadelphia, PA, USA is on hand to help.)

HedgeLender’s securities-backed, non-hedge-fund loan programs are available to all types of clients with a qualifying stock/security portfolio through HedgeLender’s limited recourse HedgeLoan stock-secured loan product, which allows investors to borrow against their stock portfolio to create liquidity for any legal purpose, including commercial and residential real estate.

An authorised representative of HedgeLender LLC of Philadelphia, FreeSpirit Investments Ltd, is now based in Leicestershire; enquiries are welcomed both from securities owners and throughout the UK from financial professionals interested in working as affiliates provided the latter have related financial experience.

This can be a stress-free and easy alternative, a means to obtain attractive financing with minimal documentation against stocks, bonds, treasuries, mutual funds and ESOPs on U.S. and UK exchanges. Investors are able to borrow as up to 85% of the market value of their collateral for business expansion, debt reorganization, or other non-marginable investments such as real estate or fine art.

Aiming to meet the requirements of all clients where possible, HedgeLender also offers a number of repayment plans and loan types, and allows shares to remain in the client’s own name and account at all times through its flagship Premier program. All are typically interest-only, with rates as low as monthly LIBOR +4 standard (currently, approx. 4.35%). Further, the limited recourse HedgeLoan is standard for qualified portfolios where a public option exists (meaning that should borrower default, surrender of the securities – regardless of value – constitute complete fulfillment of the loan obligation.) As one might expect, the widest range of options and dispensations will be made for clients with more valuable or higher quality portfolios.

Although borrowers must have sufficient net worth to service their quarterly interest payments, unlike other loan programs there are no credit reports used in determining your loan quote. The securities alone determine the rates, LTV, and other features. These are quick-closing (within 72 hours of signed loan documents typical), custom loans with no margin calls and with the Premier program, the institutional top-rated bank-brokerage security many clients expect. Full upside growth of the collateral portfolio remains yours while your securities are frozen in your account to guarantee your loan, yet the limited-recourse features means that if circumstances should lead you to default on your payments, none of your personal or additional business assets will be involved.

HedgeLender is dedicated to providing the most flexible and feature-rich structured securities loan quotes in the market today. Further information can be found online at www.hedgelender.co.uk; www.freespirit-investments.com; www.uk-stock-loans.co.uk or by contacting the Hedgelender’s UK Regional Manager, Fred Erasmus, on +44 (0)79 333 77 500(mobile) or fred@freespirit-investments.com

DISCLAIMER: This correspondence does not imply or suggest the sale or offering of any securities, any stock buying or selling advice, or financial advisory services of any kind. Tax, insurance, financial planning, or brokerage services are not provided. Clients are asked and required to consult only a currently licensed professional for advice on these matters

Contact Information:
FreeSpirit Investments
Fred Erasmus
Tel: +44 1455 208 231
Email us


This is a press release. Press release distribution and press release services by EmailWire.Com: http://www.emailwire.com/us-press-release-distribution.php.