(EMAILWIRE.COM, March 11, 2009 ) Detroit, MI - Susan Carter met with Community College instructor, Mark Maupin, to explain how personal credit can damage a person’s financial freedom.

Susan began her conversation with Mark by asking some tough questions that people should be asking themselves:

Have you or your family been stressed out because you lost your job and your personal credit has gone down the toilet?

Have you made the decision to get back on your feet and start a home based business or a store front business?

Have you tried to get a business line of credit or an unsecured credit card for your new startup?

Do you have working capital?

These are tough questions and sometimes the answers are not what you want to hear. Personal credit affects your ability to get business credit when you first start up your business. Most lenders, financial institutions and other companies want a personal guarantee in the beginning and when your personal credit stinks, this becomes an impossible task. It becomes a vicious cycle that just can’t be broken.

Susan told Mark that she had gone through all this agony herself. Her credit was destroyed and she had to file bankruptcy. She said “I thought I would never be able to get my business going so I would have a reliable retirement fund.”

Susan went on to say that “after my bankruptcy, I started reading books, going to seminars, buying credit repair programs and learning everything I could about business credit. This took several years but I finally accomplished my goal. I now have a business credit card with balances not being reported as part of my FICO scores. I have learned the secrets of applying for credit and setting up my businesses with the correct entity structure. I have met with expert IRS agents who showed me exactly how to maintain my company books so that the likelihood of an audit is almost non-existent.”

“I’ve decided to pass my good fortune on to others so that their struggle would not be as hard as mine. I’ve collected the facts concerning business entity structures, business applications, and business credit and put them all in an e-Book called “Basics of Business Credit”. I am selling this e-Book at an amazing price and I’m also giving away free (to the first 500 people) with the purchase of my book a Free Credit Restoration Guide that includes 13 letters that can be immediately used to fight the credit bureaus to remove negative entries on a persons credit report. This Guide normally sells for $39.97.”

Mark and Susan discussed the fact that everyone has the right to clean up their credit. Unfortunately, most people don’t realize that the credit bureaus do not benefit from helping the individual. They are paid by big business and lose nothing if they make a mistake and report an error on your credit report. It does not make one bit of difference to them if it is right – or wrong. The law says you have the right to fight these errors, and you should take advantage of these rights.

Mark asked Susan about her website http://www.susansbooks.com and she explained the anyone who is serious about getting their business credit profile set up correctly should take a look at this site to see the benefits and bonuses that will help any entrepreneur or new business owner.

This article was submitted by:

Start With The Basics, LLC
P.O. Box 71481
Madison Heights, MI 48071
Email: susan@susansbooks.com

Contact Information:
Start with the Basics, LLC
Susan Carter
Tel: (248) 399-7808
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