(EMAILWIRE.COM, March 07, 2009 ) Detroit, MI - Susan Carter met with Wayne County Community College instructor, Mark Maupin, to explain how personal credit can damage a person’s financial freedom.

Susan began her conversation with Mark by asking some tough questions that people should be asking themselves if they feel they are struggling financially. She said “Be honest and ask yourself these four questions”:

1) Does your personal credit stink?

2) Is your credit so bad that you can’t even afford someone to help you clean up your credit?

3) Are your FICO scores in the toilet because of your poor credit?

4) Do you just feel like crying and think there’s no hope?


If the person answers yes to all four of questions, then they really do need to understand the keys to credit repair.

Susan went on to explain that there is a “secret” to cleaning up personal credit that the credit bureaus don’t want you to know. The law is 100% behind you and you have every right to demand they remove any negative entries on your credit reports.

Many people don’t realize that the credit bureaus are not interested in helping them because it does not benefit them. Trans Union, Equifax, and Experian are privately owned companies paid by other companies to report your credit history. They also don’t understand that the credit bureaus only respond to written requests. Even the credit repair companies have to deal with the credit bureaus by letter.

This is the big secret to cleaning up your personal credit. You can do your own letter writing and save yourself hundreds of dollars that the credit repair companies will charge you. All you need are the right tools to get the job done.

Susan informed Mark that she was “getting the word out” that she has chosen to give away a FREE “Credit Repair Guide” to the first 1,000 people who send her their email address. She said “If you are hurting, and frustrated with the high interest rates you are paying on your credit cards, your car loan, or your home loan, and just want some relief from constant disappointment, then PLEASE let me help.”

This "Credit Repair Guide" includes 13 specific letters to use when writing to the credit bureaus or other companies. Each letter contains the exact sections of the Fair Credit Reporting Act (FCRA) that a person needs in order to quote “the law” to the bureaus. They have to follow the law, and you have the right to make them. When you can quote the law, you have POWER.

This 21 page e-Book normally sells for $39.97 but Susan has decided to give it away free because so many people are hurting today. Susan told Mark “I’ve been there. I’ve sat down and cried with frustration when I was so deeply in debt I was buying my groceries on credit cards that I didn't know how I was going to pay for. I filed bankruptcy because I had no choice.”

The FREE Guide is packed full of step-by-step instructions on how to start repairing your credit. Don’t spend hundreds of dollars paying someone else to do exactly what you can do for free. If you follow the steps in this Guide, your efforts will pay off very quickly and you will see your FICO scores start to rise dramatically.

Susan wants anyone who needs to help to ACT NOW. Don’t pass up this Gift of Financial Freedom from poor credit scores. You can get your FREE copy now (while supplies last) at http://www.free-credit-repair-guide.com.

This article was submitted by:

Start With The Basics, LLC
P.O. Box 71481
Madison Heights, MI 48071
Email: susan@susansbooks.com

Contact Information:
Start with the Basics, LLC
Susan Carter
Tel: 248-399-7808
Email us


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