Life Insurance is Still Important in Retirement Years
While letting a life insurance policy lapse during retirement can much needed money, there are many benefits to keeping plans.
Many Americans continue to work during their traditional retirement years. Keeping a life insurance plan helps protect a personís family from the loss of the income when theyíve died. Even if a person is retired, working and holding life insurance can provide a better piece of mind.
There are always good ideas to keep life insurance into late in life, even if the person doesnít continue working. For example, family situations, such as having a disabled family member or a young child that would depend on your income for a long time, life insurance is important. If a spouse would lost part of all of the Social Security benefits through retirement after death, life insurance can help bridge that gap.
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